Today, the need to insure that education is not "weird". Community ~ especially in countries advanced ~ even considers education insurance is an essential requirement and family planning.
Here are the various benefits obtained from child education insurance products:
This represents the balance of the funds PendidikanDana deposits of premiums paid / ditabungkan within a certain period. In the long term these funds will accumulate well and you can use for funding your child's education.
Suggestion: choose products that provide the flexibility to withdraw funds you pull / add at any time.
This will provide financial flexibility for planning your children's education.
Deposit guarantee / warranty premium exemption: By having this facility, parents do not have to worry about the inability of insurance premium payments for their children's education. When parents (because certain diseases, death or disability), the insurance company will continue to pay the premiums till a certain age.
Suggestion: Choose products that provide protection against the benefits to both parents (not only one of the parents, or policyholders only), As well as providing flexibility to select the warranty period.
Health Benefits If you want, you can add the benefits of health care for your children. You can choose the products that are reimburse (pay first, then replace the company), or using the card system (in collaboration with various RS) so you do not need to pay a fee in advance, just show the card and the hospital will provide services in accordance ceiling / limit you want.
Suggestion:
Select which allows double benefit claim if your children already have the benefit of other insurance.
If you have enough money, it's good to choose the card system, so that in case of emergency and you do not have cash, The benefits of eating will provide excellent benefits.
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